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I have been volunteering time to assist folks shipped overseas get financials in order, and this is the letter we use to stop unwanted harassment of spouses. Certain trolls in the collection business (is there anything else??) read the lists of recent deployments and go after spouses for old (retired) debts by trying to scare the beejesus out of them with strongarm tactics. So far, this letter is batting 1.000
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"I think we have more machinery of government than is necessary, too many parasites living on the labor of the industrious." Thomas Jefferson
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