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		Mark, 
 
We have not tracked every claim in detail, but after reading the reply from Roscoe we are going to start.  The claims in the $116 were four, although one was for only $2.00.  Once claim was an not at fault accident for $18,250, one lost control on a curve $58,456, and the last went off the road avoiding a deer at 01:30 in the morning $39,544.  The last one seemed a little strange to the adjuster after investigating it.   
 
As far as a typical claim for a Cobra, our experience seems to be in the five figures minimum.  When you insure a $50,000 car for $475.00+/- a year it takes a while to make up for five figure losses, if you ever do. 
 
I agree with you about when you are going to have a claim, it is probably going to be a large one.  I looked at our claims with other vehicles and the highest one was $1,914.   
 
I am glad there has been some interest in this thread as I posted it for awareness more than anything. 
 
Robbin 
		
	
		
		
		
		
		
		
		
		
		
	
		
		
	
	
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