[Midwest Classic]

Most Companies offer a higher limit that 3,000 and can change that at the anniversary. We have 5,000 & 6,000 so the additional 500 would not be a problem if you were willing to increase the mileage tier.

Insurance Companies are regulated by the State Department of Insurance. They have to approve any filings a Company would like to do. It may be hard to get a special rate for the inexperienced operator but it may not. The problem you run into is when I ask someone what experience they have with these they have all driven or owned them in the past.

As far as speeding and accidents go, we underwrite it with 1 only of either so we would not be writing someone with a lot of tickets. Generally the two sitations that result in claims are excessive speed or deer, funny though I don't think we have had a deer hit a Cobra. The damage was always when they drove off the road avoiding them. Not saying people are being dishonest about the deer thing but.

I agree with Spiderman's uncle.