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Originally Posted by RedEsprit
Realistic Deductible Give me a $1,000, $5,000 or $10,000 option for (not at fault) comp. and collision If its my fault, however, I pay too. Maximum coverage for an at fault accident $50,000 or 50% of the damage. That will keep everyone diligent and on the same team. Anyone that has the time to file a $2.00 claim should not be driving a Cobra. These are Yugo infiltrators that run up everyone elses rate. 
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More than once someone brought up limitting the coverage. I likely have less in my Cobra than most, and I chose less coverage, as well. But for the life of me, I do not understand why anyone would suggest that other peoples investment should not be covered. If someone has a top of the line replicar that is worth $150K, why should they be singled out, and not be allowed to insure their investment? I bet the guy who just paid $5 million for Shelby's former car would be shocked to hear he could only insure it for $50K.