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I could see that I guess. I have read quite a few build journals where the people came right out and said they had no mechanical ability before starting the build.
Maybe it's because I have the ability to build another kit fairly easily that I am willing to insure for alot less than value? My best friend is a painter by profession so that's easy, I'll do all the work and he'll spray it.
I would definitely agree that higher deductibles would be good. It'd keep the little claims out at least. i know if I have $1000 worth of damages and a $500 deduct on my daily cars, I fix it myself. It's not worth an insurance claim. My wife put her car in the ditch a few months ago, the whole passenger side was messed up. I did the bodywork, paid for the materials and my friend repainted it. The repair quote was $3453, my deduct is $500. It cost me about $700 in materials and parts, plus about 10hrs of labor on my part. No insurance claim!
How about... if you have an at fault accident in a cobra, you get dropped?
I do like others requests for no milieage restrictions. I mean, I plan to do power tour with my friend in my cobra. there goes almost 2,000 miles right there! haha
I think people just need to be held accountable for THIER actions! PERIOD!
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 Bagram AF Afghanistan
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