Not Ranked
From what I know JJ Best will only finance a completed car. MSO is required, but not a VIN (usually supplied by your state DMV). That's why they require a local inspector with pictures. They also require 20% down. Capitol One will finance a Cobra but they will not "fund" the check until there is an actual state issued VIN - for which you will need an MSO. They do not require an inspection though. So, if you are buying an already completed car - both should be OK. If you're completing a rolling chassis - you've got a few hoops - but should be OK. But a build from the ground up - may be tricky.
Again - I'm no expert - but I have talked to both companies. I asked several questions - and that's what I learned. They both seemed helpful to me. BTW - both had the same rate of 9% APR.
Hope it Helps - go for it!
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