[jhv48]

Unfortunately, as one in the insurance industry, the unfairness lies in the fact that those GENUINE CLASSIC CARS are paying TOO LITTLE for their insurance. The insurance industry is going to address the difference eventually, but it will not result in the LOWERING of YOUR rates. It will result in the RAISING of rates for the genuine classic cars. That's where the inequity lies. Nice try though!

You might want to check out State FArm Insurance for your replica. Mine is insured as a second vehicle, registered as a 2007 FFR Cobra replica with a stated value of $40,000. Nothing special about it. Just a second vehicle with the following coverage: 250/500/100, 100 ded, comp, 250 ded collision, 250/500 um. Costs the same as yours annually.