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Remember,they have to insure us and treat us fairly if the law requires them to do so.You can do what you want in your state,but I prefer to fight the bear.
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I'm not a lawyer, but I do not agree with the above statement or think it is correct.......My understanding is the law requires you to insure your vehicle, the insurance companies offer insurance to people, they set the rates (dictated in part by each states insurance commision) and decide which vehicles they will and will not insure....
I know of a number of insurance companies that WILL NOT insure any kind of motorcycle, I don't know of any law against that!!!!!!! Never heard of any company getting sued for refusing to insure a certain type of vehicle or motorcycle..........
David