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Joe, If your really serious....pay yourself first is good advice. Make a list of all things you spend money on and then identify the things you can live without. Cable TV, cell phones, too much insurance coverage, excessive spending on fuel (wasted trips to the store), too many vehicles, RV's and boats sitting around resulting in expense, Credit cards..killing you, and Starbucks and what can I sell or get rid of.
Anyway you get the picture, Just list these things, how much your spending per month, and list them in priority and value and then come up with your plan to delete, delete ,delete, and save. It will be tough and take some time to get use to but you'll find it easy after you get into it.
I can tell you from personal experience this is just how I came up with the money to buy my Cobra, it took me two years but I was able to build it for cash.
Best of luck, Bill
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