[madmaxx]

BXX

"I dont know where some folks are getting their info but the S&P500 since 1988 till the 2008 annual return is approx +16% but during the last 5 yrs it has slipped"

Again I did not work in 1988 I was in college. From 1998 to 2008 (10 year period) the S&P500 net return, gain, appreciation is ZERO!!!!!!! 10 years and you not only gained nothing you lost an average of 3% per year for inflation.