[madmaxx]

The last 10 yrs the S&P 500 had an avg. annual return of about 4% yes, there are better investments.

I am an engineer so excuse my ignorance. When I go to to Fidelity and I chart the S&P 500 performance from 1998 to 2008 the chart shows zero percent change. An annual return of 4% would be a total return of 40%??

Financial advisors what am I missing?