raclaims:
I checked with my agent and he confirmed the reply you received from American Modern, when I obtained my coverage a number of years ago, there wasn't a separate document. Mike mentioned there will be a change in the next few months which will allow for occasional/infrequent use in going to work, but not for errands. Some agents place additional emphasis on the restrictions. Probability ( ? ) the same restrictions are covered in the fine print with other policies.
Mike mentioned he would be happy to assist in obtaining coverage if you want to contact him:
Northeast Classic Auto Insurance
P.O. Box 287
Monroe, CT 06468
Call 1-800-866-6440
Fax: 203-459-9791
msmith@classiccarinsurance.com