[cobra de capell]

A man is getting into the shower just as his wife finishes hers when the doorbell rings. After a few seconds of arguing over which one should go and answer the doorbell, the wife gives up, and quickly wraps herself in a towel.

When she opens the door, there stands Bob, the next-door neighbor. Before she can say a word, Bob says, “I'll give you $800 to drop that towel you are wearing.”

After thinking for a moment, the woman drops her towel and stands naked in front of Bob. After a few seconds, Bob hands her 800 dollars and leaves. Confused, but excited about her good fortune, the woman wraps in the towel and goes back upstairs. Her husband asks from the shower, “Who was that?”

“It was Bob the next door neighbor,” she replies.

“Great!” the husband says, “Did he say anything about the $800 he owes me?”

Moral of the story - If you share critical information pertaining to credit and risk with your shareholders in time, you may be in a position to prevent avoidable exposure.
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