[Chuckster]

Having numerous clients in the banking industry (and recently downloading them relentlessly about the latest happenings), the banks with the strongest balance sheets right now are the regional (or small local) banks in your area. Ones that use the traditional banking model.....they rely on a strong deposit base to keep them solvent and may dabble in car loans, CD's etc.....are the safest bet. If they originate home loans, ask them the mix of conforming / non conforming (sub prime) and what percentage of non conforming is still on their books. The more conservative regionals are doing quite well and watching the mess unfold from the sidelines. Personally, I am in the process of moving from BOA to a local bank.

My $0.02