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Old 10-09-2008, 05:32 PM
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Perry,
You are focusing on the wrong thing. It really does not matter homw many sub-prime mortgages were written. It is more important that those mortgages are then bundled and sold as prime because of the lack of regulation. They are then covered by insurance, and then when people start defaulting on those loans those 'prime' bundles suddenly get downgraded, and the people holding them (banks, 401Ks, IRAs, etc) are left holding the bag, until they file for the insurance coverage. And then the insurance company is left holding the bag (or they go under, and then the bank goes under).
There is a lot of blame to spread around on this - the Dems encouraged it so that they could get more people into homes that really could not afford it (DNC base), the GOP encouraged it (look up Phil Gramm - happens to be one of McCains 'advisors' (well, he 'retired' and now is 'consulted'), and one of the handful principals behind a lot of deregulation in the first place) so their banker buddies (GOP base) could get rich.

A number of people in both parties deserve plenty of blame. Yet, somehow - you still think that GOP poo don't stink. Take a good whiff - your party helped cause this mess.
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