[madmaxx]

"The truth of the matter is, at least for me, that driving a high-end car like a Cobra is not as much fun during bleak economic times, regardless of the degree that those times may be affecting you personally."Well said.

I completely disagree, I enjoy mine in bleak and good times I did not buy for other people, what have they ever bought me. Everyone that bought on credit finally has to pay the reaper. I have never paid a penny of interest in my life and started with nothing, worked since I was 9 and I am 41. Always lived at 50% my means and proudly own a 20 plus year old boat that I bought when it was 10 years old. Not the same for some of my aquantenances with $90K boats that are now being repossed. Sure I will call the bank in December and offer $30K on the boat, the buyer and bank both made bad decisions and now I will try to help dig them out. Guess we should blame it on everyone but them.

As far as college funds the two 529's I set up my kids are down $30K, I set them up when they were just born, 3 and 1 year ago. Probably a good thing, let pay for their own I paid for mine, makes you a better person IMHO.