[PhilChis]

Bernie

I've been using that graph for nearly 40 years now with clients.
The important key, though, is the X axis on the graph. You need to look closely at how long each of the peaks are apart. As I get older I have to be careful that I'll make the next peak.

I agree with you, however. Hang in there and even start buying again soon.

Carefully consider doing your own Super if are in a position to do so. I don't see much point in paying somebody who knows less than we do. I especially don't see the point in paying them when the Super balance has gone backwards.

Philip

ps I'll try to find my standard speech which talks about the three Ds to avoid when investing and let you know if you are interested.