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I certainly wouldn't risk everything to buy a toy, but I see no reason why you shouldn't risk as much as you can afford to lose to get it.
As has already been said, you never know what tomorrow will bring and come the day of judgement, you don't want in a position where you're regretting not having done all manner of things.
I had a serious health scare a few years ago and it does give you a different perspective on these things.
Paul
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