[428street]

For the life of me I don't understand why this is even a consideration.

The problem (one of them) in this country is VERY FEW people and/or business take any responsibility for what they do, how they live their lives and how they run their businesses. This goes for consumer to fortune 100.

Most people and businesses are way over credit (i.e., buying things they can't afford) so why should we have to pay for all their mistakes.

We as a country need to take a serious look at how we run our lives and our businesses and re-adjust.

Stop worrying about what your neighbor has and live were you can afford to, buy the car you can afford to pay, etc.

How did people live before the advent of "the credit card," leasing, non-income verification loans.

This makes me sick to my stomach.