[LuvDaBlues]

I'll second that guys,

Everyone now-a-days wants it now, and maybe pay later. In my industry, architectural design, if the Owner/Developer had a dream, they knew to pay for the design when the design was complete. Then competitive bid the construction, which would be financed. Now-a-days they do not have the capital to fund the design, so they will finance along with the construction. So small firms such as mine, 2 people, are hung out 3-6 months before we even see a check, if we even see the full amount. I've had to pull cash from my savings to hit payroll.

If an individual, company or government can't afford the cost, work-earn-save until then.

Keith, imagine one of our firms/companies goes bust due to clients failing to pay. Do you think any of the governments (local, state, federal) would bail us out. Hell no, they would think we were going to give ourselves a year end bonus.......... WAIT, that's what the banks are doing! Where do I sign up?????