[Ron61]

I have a total value policy and always have that will pay up to 5-% more than what the house is insured for. It cost me $25 a year extra to have it added and they automatically adjust my coverage according to the market. I talked to my agent a month or so ago and asked him why the value had dropped some and he told me because of the market, but that I was well covered. Example, my house is covered for $150K, they will pay up to $275K to rebuild it.

Ron