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Old 02-06-2009, 03:15 PM
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J.T.
We are talking semantics here, of course there were people that took on debt that they could not afford, but that is but a small piece of the puzzle, this was all initiated back when the first financial bailout took place,with the savings and loan scandle, when the fed invented a way to bundle bad loans and re sell them all over the world, Allen Greenspan thought this was the best thing since the fork, and he was warned that it needed to be regulated and that it needed to have disclosures to go along with these bundled loans and Greenspan and the banking industry fought tooth and nail to prevent that from happening.
Then with further deregulation, easier access to loans that people could not afford and everyone that should have been watching and protecting us from this behavior was either complacent or just flat ignored it, the Clinton administration was warned as well as the Bush administration and all they did was ignore it.
So to say it was just the people that could not afford those loans is disingenuous, or just misinformation.
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