[Bartruff1]

That the estimates are made with different assumptions....and in fact, they are both just estimates . The most likely senario is that the Gov will make a killing with the so called "bailout" loans as we always have. They are not loans (or giveaways) but convertable warrants that can be turned into common stock and sold on the markets. The Gov (we) are buying low and will be selling high ....Take a deep breath...take the dog for a walk...play catch with your grandkids ...watch march maddness....get a life...oh, and of course... have a nice day...