[Bartruff1]

because the Gov has the authority to compel universal participation unlike Madoff. The solution to all of these programs has been studied to death and it is a simple matter of reducing benefits and increasing contributions. It is just that Politicians want to leave it to the next Congress and so the problem gets worse but it is hardly unmanageable. The sky is not falling although it might have dipped some if we would have done what Bush wanted to do and put it in the stock market.