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Nope, ment to say "and the other ailments". If you make it to 85 odds are pretty good you'll rack up that kind of money in medical expenses during that 20yrs since your health will be the worst it's ever been.
I'm trying to address the line about smokers and the BS of how they burden the health care system.
As far as private health care, if your over 65 you're in the select few that has it. CYA? Well, partly. Also to some extent it seems to be arrogance that the medical community wants to preform $200k procedures so you can suffer through another year or two crapping in a bag tied to your hip. The ambulance chasers ability to empty people's bank accounts pales in comparison to the medical communities.
Not to mention the drug companies focus on "maintenance drugs" and not cures. I mean why cure a disease when you can treat it for $40yrs at $500 a month? (or more)
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