[Tony Radford]

It all started with an ad on USA Today posing a rethorical question "are you paying too much on insurance?" I've been with Allstate for decades, raised two kids on the auto policy etc. Cobra, three drivers, life and house. I expected my rate to drop dramatically when my 25 year old daughter and Accura came off my policy, but it hardly dropped at all.

Anyway, I filled out the form on the ad and started receiving quotes. Following a few rounds with three or four agencies, I focused on a non-demonitational local agent who's hooked me up with a list including Travelers (two daily drivers), American Family (house) and Atlas (Cobra). The net result is a 50% savings across the board for policies with similar coverage to my Allstate policies. Another $150 buys me a $1M umbrella (with Dave Ramsey highly recommends). Why wouldn't i pull the trigger? My Alstate policy expires at the end of this month.