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I took my current policy and applied to AARP, Geico, Farmers and Travelers. All were cheaper and with the exception of AARP, all were close to half. Are you suggesting that all of these other insurance companies are a risk? I was told by my Allstate agent that I could get a reduction, but I have to ask for it. I'm done with agents that are tied to one brand.
I've had this policy for 20 years and covered two kids to age 25. Wrecks, tickets, the whole ball of wax. Yet despite tickets timing out, kids leaving the policy, vehicles getting old, my rates have never been significantly reduced. From the research I've done so far, I think I would have to be stupid to continue down my current provider.
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After a good hard ride.....oil pressure is over 50, temp is below 190, she idles and no new dents. LIFE IS GOOD!
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