Quote:
Originally Posted by Anthony
Not so if your insurance company is mandated by your state to notify them if you lose or cancel your insurance for any reason.
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You can still beat the system for a while.
In Louisiana, the insurance company does have to notify the state and they "flag" your drivers license. The state police routinely set-up insurance check points and check every car, they can't "call in" every car to run the drivers license, in fact, they do not "call in" anyone unless they find a violation of some sort. I've been thru 3 insurance check points in the last month alone, it helps,but doesn't get them all......
Also, in Louisiana, we have a "no pay,no play" law. Basically says if you do not have insurance you automatically have a $10,000.00 deductable on your property damage (car) and a $10,000.00 deductable on bodily injury claims, assuming your not at-fault in an accident.... all insurance companies must call your carrier to verify coverage on the date of the accident before then can proceed with any claim.
This does cut down the number of attorney rep claims dramtically, cause no attorney will take a case knowing they have to fork out the first 10 grand of medical expences out of their pocket before hoping to collect something afterwards.........
David