Quote:
|
But you say that they could stop smoking. I say she could walk away from the abuser.
|
No, those are not valid options and clearly show a complete lack of understanding on the two issues.
Some studies suggest smokers cost LESS for health care because they die at a younger age! Along with that to say they can quit or she can walk away are not valid options for many folks. Far easier said than done. In the domestic abuse case cited in this thread the lady DID walk away! It was YEARS later she still found herself penalized by higher insurance costs based on her history.
There has been a push for Federal Law to address the abuse problems, prohibiting insurance companies from denying coverage in such a case. If private insurance companies can't cut it and make a profit under proposed Federal Guidelines, tough. EVERY business in America has to deal with it. They WILL figure it out, those they do will have business, those that don't, won't. Simple.