Not Ranked
Those seem like some pretty subjective conditions. So if you turn your back to your car to ...let's say use the restroom...and come back to a missing car, they don't cover the loss?
My friends El Camino '65 was taken from a resturaunts parking lot when he was on his way home from a cruise night. Stopped for a bite to eat with friends and gone. Insurance payed for the loss but he really wanted the car not the money.
John
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