Not Ranked
Personally I think that's BS and no way they can enforce it. It's a car and you can't be expected to keep in in sight 100% of the time it's not locked in a vault.
Get another insurance company, yours obviously doesn't want to insure you anymore and I'd be suspect of them from now on.
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"Cobra-Cobra-bo-bobra, banana-fanna-fo-fobra, fe-fi-mo-mobra...Cobra!"
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