Do GY Billboards void your insurance?

[BobTheBuilder]

Originally Posted by DAVID GAGNARD

.....So now, they have had photos of the car/engine/interior since day one,if there was a "defect" they would have been obligated to inform me of it then and had me correct it or just deny coverage altogether, but since they didn't and have taken my money for all these years it would be all but impossible for them to deny a claim based on a "defect"....

Thank God, I have never had to make a claim and hope I never do, but I rest easy at night knowing they will pay should the need arise....

David

The photos are used by underwriting to verify the claimed condition, make and model of the car you are trying to insure. They are not intended, nor can they likely, show a mechanical or material "defect". The insurer is under no obligation to notify you of a pre-existing condition that exists on your vehicle, based upon photos you provide, and can and likely will deny any claim you attempt to make for a pre-existing condition that can be shown to exist in photos that you have supplied.

Also, I would like to see what "DOT" related exclusionary wording is being referred to in this thread as being in an Automobile Policy as I have never seen of or heard of any such exclusion existing or being applied.