05-05-2003, 05:32 AM
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Senior Club Cobra Member
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Join Date: Feb 2002
Location: Royersford,
Pa
Cobra Make, Engine: FFR2479K, 351W yellow/black stripes
Posts: 1,604
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Not Ranked
Nuke,
More than likely they are going to handle it as they would any other "normal" car loss. They will have a staff appraiser write an estimate on the vehicle. This is where it is important for you to explain to the appraiser what your car is, how it is built, etc..., as there is a good chance the appraiser won't be familiar with the car.
If the car is fixable, you will need to find a shop who has the ability to tow it. State Farm may or may not pay for the whole tow, depending on how far it is. But even if they don't, you should pay whatever they don't, because as you know, not every shop can work on it. State Farm will pay the labor, parts, etc... to put the car back into pre-loss condition if it is repairable.
If it is a total loss, they will have to come up with an actual cash value for it. For normal cars, this is fairly easy, and there are several methods. But again, the FFR (or any Cobra) is different. You will need to provide them documentation to prove the value of your car. Receipts, other ads for FFRs similar to yours, etc....
I work as a Special Investigator in the claims department of a very, very large auto insurance company (not State Farm). Let me know if I can help.
By the way, what is a "bluff"?
Steve
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www.midatlanticcobras.com
No, it ain't "real", but it's real fast....
Some people choose to rattle their windows with stereos and speakers... I choose to rattle windows with my right foot.
Last edited by klayfish; 05-05-2003 at 05:35 AM..
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