|
Insurance
Being a brand new Cobra owner i need some information about insurance. I called a couple companies and got "We dont insure kit cars " Who has the best deals on insurance ? It's titled 1993 and has a 351W in it.Thanks Darrel
|
insurance
SMITH $ WESSON HAS THE BEST PLAN!!!!!!!!!!!!!
|
The "best deal" is to insure a Cobra as an antique and/or use classic car insurance. The biggest catch with these is you're only supposed to drive the car to shows. No driving to work or the store or any other "regular use". I'm sure lots of folks have classic car insurance on their Cobra replica and don't follow the rules figuring they'll never have a claim or if they do the insurance company won't be able to prove they were doing any "regular use".
I faced this issue and decided to insure with State Farm. They cost three times as much (for me) and only offer liability, but there are no "regular use" limitations. I don't know about your car, but if the MCO doesn't list the year replicated you might have troubles with insurance/titling/inspecting. |
1) Condon and Shelly
800-257-9496 Maple Shade, NJ Kit Cars no problem Full Tort $35K value $500 deductible $300,000 liability $498.50 / year Pleasure driving, shows, parades, not daily to work 2500 miles per year 2) Midwest Classic - Robbin 888-271-4000 35K value $300/year 100/300K Full coverage No deductible 3) JC Taylor 800-345-8290 $820 / year Tip: Refer to it as a replicar, Professionally built. Never use the term "kit car" |
I'm in Florida also and my State Farm rep has quoted me $365.00 per year for liability and comprehensive per year. My car will be on the road in a few weeks, and I called her to be sure that I would have coverage. She has done "kit cars" before and had no problem with it. It may help that I have all of my insurance with State Farm, and my car is being professionally built. I think the key was an agent that was familiar with "kit cars" and knew how to handle the situation.
Bumpster |
american collectors ins.
$70k agreed value 2500 mile a year $398 a year |
| All times are GMT -7. The time now is 01:27 PM. |
Powered by vBulletin® Version 3.8.0
Copyright ©2000 - 2025, Jelsoft Enterprises Ltd.
Search Engine Friendly URLs by vBSEO 3.6.0
The representations expressed are the representations and opinions of the clubcobra.com forum members and do not necessarily reflect the opinions and viewpoints of the site owners, moderators, Shelby American, any other replica manufacturer, Ford Motor Company. This website has been planned and developed by clubcobra.com and its forum members and should not be construed as being endorsed by Ford Motor Company, or Shelby American or any other manufacturer unless expressly noted by that entity. "Cobra" and the Cobra logo are registered trademarks for Ford Motor Co., Inc. clubcobra.com forum members agree not to post any copyrighted material unless the copyrighted material is owned by you. Although we do not and cannot review the messages posted and are not responsible for the content of any of these messages, we reserve the right to delete any message for any reason whatsoever. You remain solely responsible for the content of your messages, and you agree to indemnify and hold us harmless with respect to any claim based upon transmission of your message(s). Thank you for visiting clubcobra.com. For full policy documentation refer to the following link: