Insurance Problems

[WarrenG]

Originally Posted by fsstnotch

Well Moron, it was an opinion. Much like yours! My point, a guy walks into a dealer and drops 50-70k on a cobra. A very powerful RACE CAR! This person has plenty of MONEY and no ABILITY or EXPERIENCE driving a car with such power. Therefore, no business buying one until he does have some experience with a HP car.

Comparitively, I could walk into a store or hit up ebay and buy myself an airplane. I have never flown an airplane in my life. Now how much sense does that make?


Just out of curiosity, did you buy your car or did you build it from a kit? How much experience did you have with HP cars before buying/building your cobra?


Josh

Sure you could go out and buy an airplane, but you couldn't legally fly it without (as pilot in command) without a license. Nor could you fly solo without an endorsement from a certified instructor. Get your license in a Cessna 150 and then want to fly an aircraft with retractable gear or variable pitch prop? No insurance company is going to cover you without an endorsement from a certified instructor. My suggestion was that the same should be true for HP cars.

As far as my experience, probably not near as much as most in this club but enough to have learned to respect the limitations of the vehicle and the laws of physics and the consequences of exceeding those laws. 60's muscle cars, MG's, Porsche's, Corvettes and 35 years of engineering experience.

As much as I would have liked to build my own, it's pretty much impossible when you're typically only home 4-6 days out of any given month. I have met some owners (so far only non-builders) who have absolutely no idea what is under the fiberglass (so far no aluminum ones) skin of their car and I wonder whether they're really in it because they love the car or the perceived status that it brings, but I still get tired of the frequent inferences that I just bought my way into this out of laziness with no thought for the responsibility driving a car like this carries.

[Naumoff]

Cobras have dominated the kit car market for sometime. I think we just have a lot of enthusiastic people who want one just because and do not have a full understanding and appreciation of what a Cobra is.

You are not to push a car(any car) to its limit on the public roads.
I choose to pick a safe environment to do that in.

Every driver should take safety classes on handling there vehicle no matter what kind it is. Driving my car to the limit in a safe supervised class does not make me want to push it to its limit on the street. Maybe that is just me.

[Midwest Classic]

Tony,

I agree with you kind of the typical babe magnet bandwagon.

Pesonally I have the non-magnetic cars, Corvair, Gremlin, Panel Truck, Street Rod you know things like that. I enjoy driving them as well. I like to get someplace and I like to get home. I don't want the time in between spent in a hospital or body shop. You know if you want to show off your car slow down so people can see it.

Robbin

[WarrenG]

Originally Posted by Midwest Classic

Tony,

I agree with you kind of the typical babe magnet bandwagon.

Pesonally I have the non-magnetic cars, Corvair, Gremlin, Panel Truck, Street Rod you know things like that. I enjoy driving them as well. I like to get someplace and I like to get home. I don't want the time in between spent in a hospital or body shop. You know if you want to show off your car slow down so people can see it.

Robbin

Actually a 1965 Corvair was my first "sports"car. It was also the first car to prove to me (at age 17) that less power doesn't mean safer. I was to find out first hand that cars have performance limits (in this case cornering) and they don't drive well "upsidedown." All four of us walked away uninjured. Even though the car was a total loss, I considered it a relatively inexpensive lesson since nobody was hurt and one that has stuck with me for almost 40 years.

[Burgs]

Up here in Michigan, there is a campaign that starts in the fall, trying to reduce personal injuries resulting from off road excursions trying to avoid deer,... the deer is fine, and well you can imagine the possibilities.

Do NOT veer for deer!

You will drive right under/thru them. You might get hurt, but at least you wont drive into a tree, or oncoming traffic. There will be no question that you hit a deer, when it comes time to deal with the authorities, and your insurance company.

[olddog]

Originally Posted by Burgs

Do NOT veer for deer!

You will drive right under/thru them. You might get hurt, but at least you wont drive into a tree, or oncoming traffic. There will be no question that you hit a deer, when it comes time to deal with the authorities, and your insurance company.

In a normal car, I would not veer to miss a deer. In a Cobra, I don't know. It looks to me like a deer would be on top of you kicking them hooves and ripping you apart.

[Burgs]

Originally Posted by olddog

In a normal car, I would not veer to miss a deer. In a Cobra, I don't know. It looks to me like a deer would be on top of you kicking them hooves and ripping you apart.

Well then take what's behind door number two or three!

Chances are the deer will be flipped up in the air and land behind you.

[jwd]

Originally Posted by Burgs

Chances are the deer will be flipped up in the air and land behind you.

Or you can slam on the brakes so your front end drops, then the deer will just slide across the hood, come through the windshield and kill you. That's exactly what happened to my brothers friend. I'll still swerve if I can, if not, I'll duck.