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-   -   insurance reform (http://www.clubcobra.com/forums/lounge/83671-insurance-reform.html)

Joe Wicked 11-09-2007 02:41 PM

GROUP HUG :D


Even if you could successfully demand equal rates based on car type, there is still no requirements for any company to insure your car. They are a private enterprise. They could choose to not ensure any blue car if they so chose and are not violating any laws. What you are trying to do is make insurance a government controlled industry. What about cell phones? What about Cable/Sat, what is next restaurants? I for one am completely against government controlling aspects of free trade. Look at what gov regulation did to the electric industry. We had 1 supplier for all electricity. After deregulation, no competing companies could cost effectively run their own power lines to every house that wanted to use them, so they had to buy from the 1 original company, who now sets the price as they see fit. If they raise rates, the others have no choice but to raise as well because their rates went up as well. Here it is TXU, they were fined by the state for raising rates just to increase the profit margin (rates increased by 75-100% in 1 month for repeated months). The response was that if they are forced to pay, then they will have no choice but to shut down power plants. Thus increasing unemployment, having less power (which will cause the rates to skyrocket). The state agreed that they did not have to pay, and TXU agreed to lower the rates, but not back down to where they were. Once the government steps in to regulate, they can not step back out without everything being screwed up. Do you really want the government to control more aspects of your life?

A wise man once said, "Be careful what you wish for, you just may get it."

jhv48 11-09-2007 03:31 PM

Make it stop!

vette killer 11-11-2007 02:02 PM

Jamo;
I don't really care what does or doesn't frost your ass.If you don't like the thread than don't read it.If you have got some requirement about paying your dues before you speak up about something interesting than you had better post it for all to see.I think you just want to pick a fight because you are the schoolyard bully.Evidence?-Phuking? dicking? "where's the usual 'bite me' comment?" POS?
I actually did a search but didn't find anything about how maybe the playing field has changed since insurance became mandatory.-so sue me.
I found this site this summer and couldn"t get on for months-ask the webmaster,and by that time I was anxious to talk about insurance-OOOOO!felony bad manners!! and since you're asking ,I do go up to total strangers at barbecues,etc. and talk about stuff that interests me and whatever happens from there it has never got me cussed at.NOT ONCE !
I didn't abuse anyone at any insurance company as bad as you abused me in your reply.If you 'READ IT AGAIN" you will see that I even begged her pardon when there was a misunderstanding.
How much do you know about Montana code while practising in California? I'll bet you know very little about the oil refining business but that doesn't stop you from asking questions or giving your opinion on how bad you are getting screwed by big oil! does it? I'll talk about any subject that interests me.Remember freedom of speech?
Jamo; you manufactured crimes to accuse me of and exaggerated things that I might not have done perfectly to epic proportions. The last time I saw debating skills this bad was on the schoolyard in 1968.
you had a good point about BB vs.SB, ie we will come under unwanted scrutiny and the companies will nit pick us to death.It almost got lost in the attempted intimidation.What I am telling you is that your clear,intelligent arguements don't need all the emotional B.S. attached to them but I'm sure this will piss you off as well. I am equally sure that you want the last word and I will garauntee that I will read it, but I am done kicking this particular carcass around.
vette killer

Jamo 11-11-2007 02:12 PM

Good...cuz I'm closing it.

Freedom of Speech...again, another legal term you're misusing...this is a private site.

Federal Constitutional Law (including the Equal Protection clause you cited to) is applicable (or inapplicable in this case) to all states, including the vast wastelands of Montana, regardless of its State law. I happen to practice federal law on a daily basis and have for 30 years...do you?

I don't really care what you call me...pretty cheeky though for someone standing on a soapbox spewing assolutely incomprehensible legal theory and calling for a mass attack on windmills.

Enjoy a few days off...and come back ready to join the community. Or don't.

And stop whining...

:cool:


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