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Oops!
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http://www.clubcobra.com/forums/norcal-cobras/142904-oops.html)
| rodneym |
11-01-2019 09:54 PM |
So glad you're safe.
And love to hear of your "next one" with dual rollbars.
Just don't paint it beige.
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| FUNFER2 |
11-03-2019 07:11 PM |
Phil, you are blessed.
Did you have a passenger ?
How fast were you going, as I would think the car would have been worse ?
Is the chassis, frame, engine, Trans and rear end OK ?
Hopefully you can build another one.
Kevin
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| cycleguy55 |
11-04-2019 09:21 AM |
Deleted - duplicate comment.
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| cycleguy55 |
11-04-2019 09:23 AM |
Quote:
Originally Posted by FUNFER2
(Post 1468214)
Phil, you are blessed.
Did you have a passenger ?
How fast were you going, as I would think the car would have been worse ?
Is the chassis, frame, engine, Trans and rear end OK ?
Hopefully you can build another one.
Kevin
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Apparently you missed post #13 in this thread.
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| pgermond |
11-05-2019 10:34 AM |
Quote:
Originally Posted by FUNFER2
(Post 1468214)
Phil, you are blessed.
Did you have a passenger ?
How fast were you going, as I would think the car would have been worse ?
Is the chassis, frame, engine, Trans and rear end OK ?
Hopefully you can build another one.
Kevin
|
My wife was with me. The engine and running gear are an unknown at this point. The car was upside down for at least a couple of hours. It is being "evaluated" at the present. And yes, we are blessed.
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| t walgamuth |
11-05-2019 11:03 AM |
Looks repairable but maybe not to the insurance company.
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| twobjshelbys |
11-05-2019 11:36 AM |
Quote:
Originally Posted by t walgamuth
(Post 1468251)
Looks repairable but maybe not to the insurance company.
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Why? You'd dump as much in repairs for parts and labor as a new one. And it would be forever dogged with a salvage title. You'd never recover your money. Some parts may be salvageable, but as far as rebuilding this one, I'd pass.
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| t walgamuth |
11-05-2019 04:00 PM |
Quote:
Originally Posted by twobjshelbys
(Post 1468255)
Why? You'd dump as much in repairs for parts and labor as a new one. And it would be forever dogged with a salvage title. You'd never recover your money. Some parts may be salvageable, but as far as rebuilding this one, I'd pass.
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This will be entirely your choice if you have no insurance. If you do you'll have to work with them.
You don't have to convince me.;)
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| Jim Norris |
11-05-2019 06:27 PM |
Phil,
What a shock to learn that it was your car. Thank goodness you guys are ok.
Sounds like you're handling it well. We're here for you guys.
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| pgermond |
11-05-2019 08:41 PM |
Quote:
Originally Posted by Jim Norris
(Post 1468267)
Phil,
What a shock to learn that it was your car. Thank goodness you guys are ok.
Sounds like you're handling it well. We're here for you guys.
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Many thanks, Jim. Had my bell rung pretty good (still feeling the effects of a concussion), but we are coming along really good. Stitches and staples are out, swelling has gone down and only slightly black-n-blue.
Now the car, that's a different story. Looking at the smashed oil pan on the motor I just put 10 grand into makes me sick, but...........
Thanks again, Jim.
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| twobjshelbys |
11-05-2019 08:59 PM |
Quote:
Originally Posted by t walgamuth
(Post 1468262)
This will be entirely your choice if you have no insurance. If you do you'll have to work with them.
You don't have to convince me.;)
|
Some people take the insurance settlement and then buy the scrapped vehicle back (with a salvage title) and either part it out or rebuild.
Anyone with a Cobra is well advised to get an stated value policy where the company will pay that amount in case of a loss. You can't get greedy but a reasonable amount will usually be honored. The actual value policies never fully recognize the amount of sweat equity put into one of these.
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| t walgamuth |
11-06-2019 05:51 AM |
Quote:
Originally Posted by twobjshelbys
(Post 1468272)
Some people take the insurance settlement and then buy the scrapped vehicle back (with a salvage title) and either part it out or rebuild.
Anyone with a Cobra is well advised to get an stated value policy where the company will pay that amount in case of a loss. You can't get greedy but a reasonable amount will usually be honored. The actual value policies never fully recognize the amount of sweat equity put into one of these.
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100% agreed.
It would make an excellent donor car for a new build.
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| Karl Bebout |
11-07-2019 10:37 PM |
I bought my totaled NAF from my insurance since I knew the driveline components. I wound up having to get a new body and my best laid plans went south. Put a lot more money out that I'd planned and it took 5 years. Finally had a nicer car than it had been, but think I should have just bought another car and let the insurance company keep the wreck. I could have been driving those five years rather than fighting with about every aspect of the rebuild. Just my experience.
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| pgermond |
11-08-2019 04:43 PM |
Quote:
Originally Posted by Karl Bebout
(Post 1468326)
I bought my totaled NAF from my insurance since I knew the driveline components. I wound up having to get a new body and my best laid plans went south. Put a lot more money out that I'd planned and it took 5 years. Finally had a nicer car than it had been, but think I should have just bought another car and let the insurance company keep the wreck. I could have been driving those five years rather than fighting with about every aspect of the rebuild. Just my experience.
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I have to agree. I had an "as stated value" policy and I've come out it better than expected. I have the option to buy it back as salvage, but no idea yet how much they will want, not that I'm interested unless it is really low!
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| t walgamuth |
11-08-2019 07:34 PM |
Traditionally it is in the neighborhood of 10%.
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| Jaydee |
11-09-2019 09:32 PM |
Here in Australia things get tricky. If your car is deemed a write off, then it can't be reregistered until all proof of repairs are done by a certified crash repairer and been inspected by an engineer etc. JD
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| t walgamuth |
11-10-2019 06:44 AM |
Such circumstances are governed by the states here. It varies quite a lot I believe.
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| patf11 |
11-10-2019 02:05 PM |
Phil,
What a shock, I just saw this. Glad you and the Mrs. are doing well.
As Jim stated we are here for you, just let us know if you need help with anything.
Patrick
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| roadrod2000 |
11-11-2019 02:19 PM |
Phil,
I haven’t been on the site for a while and was just checking in to see about the Christmas toy run when I came across your post.
So glad to hear you guys are okay, looking at the photos it is hard to believe it wasn’t a worse outcome. If you need help with anything let me know.
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| Igofastr |
11-11-2019 04:33 PM |
Phil,
Just saw this. I'm SO glad you two are OK. When I first saw the picture, my first thought was "I hope that wasn't anyone I know." If there's anything I can do, let me know.
Ron
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