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CC Advertisers
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07-09-2002, 10:01 AM
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CC Member
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Join Date: Aug 1999
Location: Plano, Texas,
Posts: 34
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Not Ranked
Gak! Insurance just nearly doubled.
Anyone playing less than $750 a year now? If so, with whom?
Please provide contact info.
Thanks
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07-09-2002, 12:48 PM
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CC Member
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Join Date: Sep 2001
Location: Lewisville, TX,
Posts: 50
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Not Ranked
I feel your pain. My State Farm insurance went from $748 to $1,337. Called http://www.parishheacock.com and it is $525/year.
Sign Me Up!
Chuck |
07-09-2002, 02:06 PM
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CC Member
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Join Date: Mar 2001
Location: Phx,
Az
Cobra Make, Engine: Unique 289FIA
Posts: 149
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Not Ranked
Call Voyager classic insurance at 1-800-342-4444
They will take care of you.I have refered several
cobra owners to them. Randy
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07-09-2002, 04:09 PM
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CC Member
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Join Date: Oct 1999
Location: Georgetown, TX. USA. Little North of,
TX
Cobra Make, Engine: SMC Motorcars 289
Posts: 831
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Not Ranked
Hill,
Call Parrish-Heacock. My insurance was $430 last year for 0$ deductible...This year though it was $429...Agreed value of $40k. What's happening, the prices are dropping?????
__________________
Co-founder of the Texas Cobra Club.
Dave "Ren Man"
Last edited by renaissance man; 07-10-2002 at 07:32 AM..
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07-09-2002, 04:55 PM
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CC Member
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Join Date: Mar 1999
Location: Pace, Florida, U.S.A.,
FL
Cobra Make, Engine: Hunter 427, 5.0 (302)
Posts: 966
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Not Ranked
I have parrish heacock $525/year. Live in Florida
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07-09-2002, 08:26 PM
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CC Member
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Join Date: Sep 2001
Location: Lewisville, TX,
Posts: 50
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Not Ranked
Things are getting better for me. I called Voyager Classic Insurance and they quoted $440, and they are just a few miles away from my home. THANKS Randy Resetar
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07-10-2002, 04:33 AM
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Senior Club Cobra Member
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Join Date: Nov 1999
Location: Dallas,
Tx
Cobra Make, Engine: Superformance #586, 535hp.460
Posts: 1,160
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Not Ranked
Hill, give Dan Hardiman a call.
Hill,
You can always call Dan Hardiman a call @ 903-597-5700. Dan is a TCC member with a Superformance Cobra and is in Tyler. He carries the insurance on quite a few TCC members and I think he might be able to help you. He's a good guy, I am WELL covered, and my premium is about $390 .
John Russell
Good luck, & let us know what you come up with.
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07-10-2002, 05:36 AM
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CC Member
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Join Date: Mar 2001
Cobra Make, Engine: ERA 427SC w/428 & Richmond 5-speed Car 611.
Posts: 525
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Not Ranked
Rates
Are any of the rates posted here with an agreed upon value? If so what range? My rates are triple what was posted here!
__________________
...."they say I'm crazy, but it takes all of my time."
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07-10-2002, 06:23 AM
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CC Member
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Join Date: Sep 2001
Location: Lewisville, TX,
Posts: 50
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Not Ranked
My premiums are based on an agreed value of only $25,000.
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07-10-2002, 07:31 AM
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CC Member
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Join Date: Dec 2000
Location: 2555 west bluff fresno, ca.,usa,
ca
Cobra Make, Engine: ERA535 with 427FE s.o.& toploader
Posts: 2,494
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Not Ranked
Grundy=$45,000 agreed upon value, $200-$500 liability $365 p.a. $5oo deductable.
loss record= no claims or citations for household in 6 years plus
============
There have been several threads on insurance. Suggest you research them.
I am not surprised at the rate increases.
Just based on the claims I am aware of, and the remarks about letting friends, relatives drive
over powered cars lead me to believe that the insurance industry will be moving to black out Cobra replicas and put the high performance industry out of business, just like they did in the
early '70's. I was there, I watched Detroit go out of the muscle car biz and it will happen again.
To many jack ass drivers out there with overpowered machinery.
__________________
Need more horsepower, raki and where in the hell did The REDHEAD go off to?
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07-10-2002, 08:30 AM
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CC Member
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Join Date: Aug 1999
Location: Plano, Texas,
Posts: 34
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Not Ranked
Something is up
Large claims must be way up for cobras, because Hagerty's explanation letter for jacking my rate said the incidence of substantial claims on cobra kit cars had skyrocketed.
Who is wrecking all these cobras?  |
07-10-2002, 12:18 PM
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CC Member
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Join Date: Feb 2000
Location: Dallas, Tx,
Posts: 428
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Not Ranked
Hill - I second what John Russell said about calling Dan Hardeman - good guy to work with and I moved all my family vehicles when my insurance renewed in April. 
I too would like to know if anyone has filed a claim on a Cobra. I only know of one Cobra claim for a car that burned up in a garage fire and that ended up as a homeowners claim...not an auto claim. So who is wrecking all these Cobras??  |
07-17-2002, 07:04 AM
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CC Member
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Join Date: Jun 2002
Location: Orlando, Fl.,
Posts: 1
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Not Ranked
I tryed 4 different co. recently and they all said that the car had to be factory built. A couple are insuring Cobras but not adding any new customer base. One even wanted a 2 year driving history. Price was not the object. Apparently a few are spoiling it for us all. I'd like to encourage the insurance industry to better profile their customers and in effect weed out the culprits. I'm 58, conservative, with a good driving record and after all the effort, do not want to see anything happen to my pride and joy.
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07-17-2002, 07:45 AM
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CC Member
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Join Date: Dec 2000
Location: 2555 west bluff fresno, ca.,usa,
ca
Cobra Make, Engine: ERA535 with 427FE s.o.& toploader
Posts: 2,494
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Not Ranked
From CC alone we know of two occupants killed in Oregon, a near fatal in Sactramento, the ERA that took out hundreds of feet of fence....
The insurance industry will be surcharging all muscle cars just like in the early '70's.
Have one claim, a couple of tickets and expect to loose your Cobra coverage.
Make sure any coverage is agreed upon value, or expect to have the car depreciated down
to junkyard level.
Don't let anyone drive it, reread this sentence.
__________________
Need more horsepower, raki and where in the hell did The REDHEAD go off to?
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07-17-2002, 07:47 AM
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CC Member
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Join Date: Nov 2001
Cobra Make, Engine: Contemporary, 427 EFI; CAV GT40, 427W
Posts: 248
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Not Ranked
Parish for $580.00. Have had them for 5 years.
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07-17-2002, 07:51 AM
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CC Member
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Join Date: Jun 2002
Location: Switzerland,
Posts: 24
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Not Ranked
In Switzerland I have to pay a yearly net premium of about US$ 1'100. The gross premium would be US$ 2'500 - one reason more to drive carefully ! The premium is based on an agreed value of US$ 55'000.
__________________
Walter
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07-17-2002, 12:29 PM
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CC Member
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Join Date: Jan 2001
Location: Cape Coral,
FL
Cobra Make, Engine: 2009 Solbra
Posts: 3,861
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Not Ranked
A letter from Parish Heacock about my insurance.
We appreciate the opportunity to provide insurance for your Reproduction Cobra. We are currently in the process of reviewing our reproduction automobiles to make certain they are properly calssified. As a result of this review, your collector car insurance policy, which renews shortly will be issued in our "Exotic Car" program. Your renewal policy will contain the following changes:
Higher Comprehensive & Collision rates- a preminum increase of approximately 80%
Comprehensive & Collision Deductible- increased to $500 
Dan |
07-17-2002, 01:23 PM
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CC Member
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Join Date: Jul 2001
Location: Southwest,
WI
Cobra Make, Engine: Shell Valley, Mopar thingy (small block of course)
Posts: 2,215
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Not Ranked
The reason I didn't go with Pariish - My wife isn't old enough to drive under thier policy. I'll have to wait FOUR more years.
__________________
Brent Dolphin
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