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If you Dad is broke and deeply mortgaged, I would be asking what he planned on using the $75k for. Is he going to try to live off that money for a few years?
Perhaps you should figure out if he is upside down (owing more than his assets are worth). Maybe he should sell his house and see if there is anything left over to move to a smaller place. If there is nothing left over maybe he could move into a room in your house?
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