Ted is actually a "Him"
Yes, the "type" makes a difference here. My car was MSO'ed and therefore titled as a 1994. So I did not get and collector-car type insurance on it (read as no mileage limit). If you're unsure of the diffs, call any other agent randomly (but probably not the R.V. SF idiots on Red Bud near you
) and have a general chat. Then use that info to go to the agent you want.
Cheers,
-Neil.