As someone once told me ,you haven`t lost anything until you sell it . I haven`t had to sell anything yet as I have other sources of income ... but I still sneak a peek at my portfolio 

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   Haven`t really made any major adjustments as I have always lived well under my means , own everything free and clear and have no debt .
  Did get rid of my land line and go with my cell exclusively , but I had been planning that for about 4 months and I plan my car/truck trips so I do everything at one time and not multiple trips , but otherwise , not much I can cut . Having said that ... I pretty much do what I want and go where I want when I want .
   Being in the deep South , my cost of living is probably much less than in other areas , so I`m blessed in that regard .