Do GY Billboards void your insurance?

[G-Pete]

Well, do you want to be the guy who sit in court and the parents point at you and say this is the guy who hurt our child and he could not stop because of his illegal street use tires. And he knew about it and installed them anyway regardless of life and property.

At that point you better have a $5k suit attorney to keep you out of prison....but you will lose House, Henn House and Outhouse. The attorney took already your retirement fund.

[G-Pete]

Now my question: Is it really SO hard to obey the law?

[patrickt]

Originally Posted by G-Pete

Now my question: Is it really SO hard to obey the law?

Yes, it is virtually impossible. Pete, if your insurance will cover you when you are driving your car, while shi*-faced drunk, doing 90MPH in a school zone, and snorting skag off the back of your hand, what makes you think you're not covered with BBs on the car? But, I do agree with Evan that, especially if English is not your native language, you should check with your independent agent if you have any questions. That's what they're there for, and they usually know the answers without having to think about it much. In fact, you might even just send them the specs on your car and, if the carrier later balks because you had a magic time-warping turbine instead of a small block, then you can just bang the agent on their Errors & Omissions coverage. The more policies you can pull in to the litigation, the better it is for everybody.

[1ntCobra]

Originally Posted by G-Pete

Well, do you want to be the guy who sit in court and the parents point at you and say this is the guy who hurt our child and he could not stop because of his illegal street use tires. And he knew about it and installed them anyway regardless of life and property.

At that point you better have a $5k suit attorney to keep you out of prison....but you will lose House, Henn House and Outhouse. The attorney took already your retirement fund.

But just imagine if the guy was using the DOT approved, but traction impaired BF Goodrich tires. Perhaps the parent would then wish that the driver had the high traction billboards instead, that would have prevented the accident altogether.

[REAL 1]

I'm an attorney and just don't play one on T.V.

You guys can sit and argue back and forth all day long but unless you are an insurance underwriter and have experience reviewing and reading policies (which is a good idea) which can be difficult to read and understand when taken together with all the "exclusions" which at times seem to eliminate coverage all together your best bet IMHO is to confirm whether there is coverage with your agent and/or carrier and put the letter in your "file" in the event there is need.

That's what I did.

[patrickt]

Well, Evan, what part of your policy confused you to such an extent that you had to ask the carrier for clarification?