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  #1 (permalink)  
Old 07-08-2013, 02:57 PM
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Originally Posted by patrickt View Post
Well, alright. I won't belabor the point, but it absolutely astounds me that you don't feel confident in your ability to interpret a simple auto policy.
Oh, I can read it and interpret it but I want to make sure the other guy interprets it the same way before there is problem and get it in writing. If you are comfortable with your reading and interpretation don't bother following my suggestion. No problem. Not all of us are as legally sharp or savvy as you...even us lawyers .

Non of these cars are DOT approved for street use more less BB tires.

Where does the Goodyear site say the BB's are "unsafe" for street use as opposed to not "DOT approved for street use"? There may be/is a difference.
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Old 07-08-2013, 04:02 PM
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Not all of us are as legally sharp or savvy as you...even us lawyers .
Well dang, I can't ask for any more than that.
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Old 07-08-2013, 08:21 PM
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No, I'm overpaid because of my surly good looks.
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Well dang, I can't ask for any more than that.
Of course you can my dear boy, he left off your surly good looks.

Thanks for your clarification.
I'll be sticking with avons.
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Old 07-08-2013, 09:30 PM
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I think ya'll are putting way too much into this.......if an insurance company doesn't want to pay on a claim your making because of the non DOT tires, than I and any insurance company can make a dam good case not to ever pay on any claim anyone with a Cobra makes!!!!!!!!!!!!!!

Lets see:
non DOT rated 4 pt./5 pt. seat belts
non DOT rated brake lines
non DOT rated brakes (how many after market brake set-ups have you seen in a Jegs/Summit catalog that say DOT RATED????????)
Do you know your racing brake fluid IS NOT DOT RATED AND FOR OFF ROAD USE ONLY?????
Non conforming tail lights/brake lights (does not meet the federally required total square inches per light)
non DOT rated wheels
and on and on and on..........

after all, these are kit cars even though some are 90% built on an assembly line or by the manufacter.........
There is not much on any Cobra that IS DOT RATED!!!!!!!!!!

David
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Old 07-09-2013, 05:20 AM
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Originally Posted by DAVID GAGNARD View Post
I think ya'll are putting way too much into this.......if an insurance company doesn't want to pay on a claim your making because of the non DOT tires, than I and any insurance company can make a dam good case not to ever pay on any claim anyone with a Cobra makes!!!!!!!!!!!!!!

Lets see:
non DOT rated 4 pt./5 pt. seat belts
non DOT rated brake lines
non DOT rated brakes (how many after market brake set-ups have you seen in a Jegs/Summit catalog that say DOT RATED????????)
Do you know your racing brake fluid IS NOT DOT RATED AND FOR OFF ROAD USE ONLY?????
Non conforming tail lights/brake lights (does not meet the federally required total square inches per light)
non DOT rated wheels
and on and on and on..........

after all, these are kit cars even though some are 90% built on an assembly line or by the manufacter.........
There is not much on any Cobra that IS DOT RATED!!!!!!!!!!

David
That may all be true, but do they actually have wording on them saying the item is for racing purposes only or not intended for street use?
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Old 07-09-2013, 05:53 AM
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Well David, Shelby of America still sells the car in the same configuration and these cars are approved by the Department of transportation (DOT).

When you order the car, you need to specify the tires - if you choose BB they WILL tell you these are NOT street legal.

Out of the window goes your aftermarket theory....sorry.
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Old 07-09-2013, 06:24 AM
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The most ubiquitous face of insurance is "Flo from Progressive," whose commercial just happened to come on the TV as I was reading this thread. On a whim, I typed them in, along with "Racing Slicks," and, sure enough, this page came up: Auto Insurance Coverage Options - Custom Parts and Equipment (CPE)/Accessory Coverage Yes, apparently Flo covers "Racing Slicks," and racing seats, too, but not CB radios. Now, if that's not a compelling reason to take a moment and read your policy, I don't know what is. But, you gotta love Flo....
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Old 07-09-2013, 07:18 AM
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Quote:
Originally Posted by joyridin' View Post
That may all be true, but do they actually have wording on them saying the item is for racing purposes only or not intended for street use?
Yes, many of the items do indeed so "FOR RACING ONLY" or "FOR OFF ROAD USE ONLY".......

Quote:
Well David, Shelby of America still sells the car in the same configuration and these cars are approved by the Department of transportation (DOT).
When you order the car, you need to specify the tires - if you choose BB they WILL tell you these are NOT street legal.
Out of the window goes your aftermarket theory....sorry.
Approved as what????????? a kit car that does not conform to the Federal standards,that's why Shelby and ALL other manufacters can't make and sell a completed road ready car...DOT and the Feds do not regulate these cars as they regulate production cars,so therefore, not much if anything on these cars is DOT approved....they get by because they are exempt because they are considered "homebuilt" and not a production auto...

Can anyone site just one case where an insurer refused to pay a claim due to using non DOT legal tires????

David
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