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8Likes

07-08-2013, 02:57 PM
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Banned
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Join Date: Dec 2002
Location: New Jersey,
N.J
Cobra Make, Engine: Shelby Cobra CSX4206 aluminum body, original 1965 NASCAR 427 SO, Dual quads.
Posts: 3,897
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Not Ranked
Quote:
Originally Posted by patrickt
Well, alright. I won't belabor the point, but it absolutely astounds me that you don't feel confident in your ability to interpret a simple auto policy. 
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Oh, I can read it and interpret it but I want to make sure the other guy interprets it the same way before there is problem and get it in writing. If you are comfortable with your reading and interpretation don't bother following my suggestion. No problem. Not all of us are as legally sharp or savvy as you...even us lawyers  .
Non of these cars are DOT approved for street use more less BB tires.
Where does the Goodyear site say the BB's are "unsafe" for street use as opposed to not "DOT approved for street use"? There may be/is a difference.
__________________
U.S. Army Rangers. Leading travel agents to Allah.
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07-08-2013, 04:02 PM
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Half-Ass Member
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Join Date: Jun 2005
Cobra Make, Engine: ERA #732, 428FE (447 CID), TKO600, Solid Flat Tappet Cam, Tons of Aluminum
Posts: 22,025
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Not Ranked
Quote:
Originally Posted by REAL 1
Not all of us are as legally sharp or savvy as you...even us lawyers  .
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Well dang, I can't ask for any more than that. 
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07-08-2013, 08:21 PM
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CC Member
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Join Date: Apr 2008
Location: Melbourne,
Vic
Cobra Make, Engine: Some polish thing... With some old engine
Posts: 2,286
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Not Ranked
Quote:
Originally Posted by patrickt
No, I'm overpaid because of my surly good looks. 
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Quote:
Originally Posted by patrickt
Well dang, I can't ask for any more than that. 
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Of course you can my dear boy, he left off your surly good looks.
Thanks for your clarification.
I'll be sticking with avons. 
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07-08-2013, 09:30 PM
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Senior Club Cobra Member
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Join Date: Jan 1999
Location: MARKSVILLE,LA.,,
Posts: 3,235
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Not Ranked
I think ya'll are putting way too much into this.......if an insurance company doesn't want to pay on a claim your making because of the non DOT tires, than I and any insurance company can make a dam good case not to ever pay on any claim anyone with a Cobra makes!!!!!!!!!!!!!!
Lets see:
non DOT rated 4 pt./5 pt. seat belts
non DOT rated brake lines
non DOT rated brakes (how many after market brake set-ups have you seen in a Jegs/Summit catalog that say DOT RATED????????)
Do you know your racing brake fluid IS NOT DOT RATED AND FOR OFF ROAD USE ONLY?????
Non conforming tail lights/brake lights (does not meet the federally required total square inches per light)
non DOT rated wheels
and on and on and on..........
after all, these are kit cars even though some are 90% built on an assembly line or by the manufacter.........
There is not much on any Cobra that IS DOT RATED!!!!!!!!!!
David
__________________
DAVID GAGNARD
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07-09-2013, 05:20 AM
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CC Member
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Join Date: Feb 2009
Posts: 1,696
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Not Ranked
Quote:
Originally Posted by DAVID GAGNARD
I think ya'll are putting way too much into this.......if an insurance company doesn't want to pay on a claim your making because of the non DOT tires, than I and any insurance company can make a dam good case not to ever pay on any claim anyone with a Cobra makes!!!!!!!!!!!!!!
Lets see:
non DOT rated 4 pt./5 pt. seat belts
non DOT rated brake lines
non DOT rated brakes (how many after market brake set-ups have you seen in a Jegs/Summit catalog that say DOT RATED????????)
Do you know your racing brake fluid IS NOT DOT RATED AND FOR OFF ROAD USE ONLY?????
Non conforming tail lights/brake lights (does not meet the federally required total square inches per light)
non DOT rated wheels
and on and on and on..........
after all, these are kit cars even though some are 90% built on an assembly line or by the manufacter.........
There is not much on any Cobra that IS DOT RATED!!!!!!!!!!
David
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That may all be true, but do they actually have wording on them saying the item is for racing purposes only or not intended for street use?
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07-09-2013, 05:53 AM
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CC Member
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Join Date: Dec 2010
Location: Allen,
TX
Cobra Make, Engine: Werk77 289FIA
Posts: 1,295
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Not Ranked
Well David, Shelby of America still sells the car in the same configuration and these cars are approved by the Department of transportation (DOT).
When you order the car, you need to specify the tires - if you choose BB they WILL tell you these are NOT street legal.
Out of the window goes your aftermarket theory....sorry.
__________________
Scratch build 289 FIA see the Scratch builder forum on CC - sold
DRB GT40 MK1 red #49- sold
FF5 Mk4 #7733 302/T5/IRS - dark blue - sold
FF5 MK4 #7812 427/TKO/IRS - Guardsman Blue - sold
FF5 MK4 #8414 501/TKO600/48IDA Ollie the Dragon #91 - sold
FF5 Daytona Coupe 347/TKO/IRS Homage CSX2299 Viking Blue - sold
SPF 2063
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07-09-2013, 06:24 AM
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Half-Ass Member
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Join Date: Jun 2005
Cobra Make, Engine: ERA #732, 428FE (447 CID), TKO600, Solid Flat Tappet Cam, Tons of Aluminum
Posts: 22,025
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Not Ranked
The most ubiquitous face of insurance is "Flo from Progressive," whose commercial just happened to come on the TV as I was reading this thread. On a whim, I typed them in, along with "Racing Slicks," and, sure enough, this page came up: Auto Insurance Coverage Options - Custom Parts and Equipment (CPE)/Accessory Coverage Yes, apparently Flo covers "Racing Slicks," and racing seats, too, but not CB radios. Now, if that's not a compelling reason to take a moment and read your policy, I don't know what is.  But, you gotta love Flo....
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07-09-2013, 07:18 AM
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Senior Club Cobra Member
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Join Date: Jan 1999
Location: MARKSVILLE,LA.,,
Posts: 3,235
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Not Ranked
Quote:
Originally Posted by joyridin'
That may all be true, but do they actually have wording on them saying the item is for racing purposes only or not intended for street use?
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Yes, many of the items do indeed so "FOR RACING ONLY" or "FOR OFF ROAD USE ONLY".......
Quote:
Well David, Shelby of America still sells the car in the same configuration and these cars are approved by the Department of transportation (DOT).
When you order the car, you need to specify the tires - if you choose BB they WILL tell you these are NOT street legal.
Out of the window goes your aftermarket theory....sorry.
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Approved as what????????? a kit car that does not conform to the Federal standards,that's why Shelby and ALL other manufacters can't make and sell a completed road ready car...DOT and the Feds do not regulate these cars as they regulate production cars,so therefore, not much if anything on these cars is DOT approved....they get by because they are exempt because they are considered "homebuilt" and not a production auto...
Can anyone site just one case where an insurer refused to pay a claim due to using non DOT legal tires????
David
__________________
DAVID GAGNARD
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