03-02-2004, 09:16 AM
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CC Member
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Join Date: Jun 1999
Location: Sountern NH, USA,
NH
Cobra Make, Engine: E-M , 5.0 efi
Posts: 337
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Not Ranked
I simply sat down and worked it out with my local State Farm rep.
I have been with him for over 25 years.
We agreeed on an "Insured Value" and set a very high deductable. (3 or 4 grand, I forget at the moment.) Otherwise coverage is just like my minivan.
I think the insured value and high deductable showed that I was willing to share the risk and that may have helped.
They have been renewing me for 6 years now with no problem.
I don't know if it maters but New Hampshire is NOT a no-fault state.
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