Insurance Problems

[fsstnotch]

Originally Posted by Cobrabill

What does speeding have to do with driving ability?If you have a crap load of speeding tickets and NO ACCIDENTS,that means you are a GOOD driver deserving lower rates.

Or your time just hasn't come up?

I agree with alot of what is said here. But like somebody said, it's not the people who built their car and understand what it's about that are having these wrecks. It's the guys that have little or NO experience with a high performance cars that are losing control. How many of these claims were "at fault?" I wouldn't count "no fault" accidents against cobra owners. It's no different than if I am out in a brand new Z06 and get rearended. It's gonna be $$$ to fix and my insurance will still be relatively low.

I've had fast cars since I was able to drive. I have no tickets on my record (2 speeding tickets, both reduced to lower charges, both were under 10mph over the limit) and have never been in an accident. I'm married with a 2 yr old daughter. I drive very resonsibly as I know what a powerful car is capable of and I respect them. Did I mention I am 25? My biggest fear when I get my car on the road (got my chassis number BTW HM1104) is sitting at a light or in stopped traffic and one of the BAD drivers on the road rearends me. The car is made of fiberglass. It's going to take a beating!!! I just hope that I am not an innocent victim!

I'd like to see statistics on accident claims due to distraction such as cell phones, eating, makeup, etc etc. I'm sure the numbers are staggering! I always refer to an accident I followed on another board. This guy finally gets his 68 camaro back on the road. Estimated worth around $100,000. He drives it 1 week when he gets caught in stopped highway traffic and gets rearended by a truck. Damage.. about $25-30k. Cause, the driver of the truck was "taking a drink." Estimated speed at impact was about 35mph. Switch that camaro with a cobra and you likely have total loss and possibly... Death.

Link to pics of the damge, you will see it doesn't look too bad really....
http://www.lateral-g.net/forums/show...ighlight=penny

And here's a pair of links on the insuing insurance battle
http://www.lateral-g.net/forums/show...ighlight=penny
http://www.lateral-g.net/forums/show...ighlight=penny


Very good thread! I hope that by the time I have my cobra ready for the road, I'll still be insurable!

Josh