Insurance Problems

pmfranke · #1 (**permalink**) 08-03-2007, 06:14 PM

thanks, I 'm thinking something is wrong.I have an aggreed value of 35,000. i'm 52 ,clean record,ect. If they dont fix it i'll be shopping again. I live in truckee and only drive 5 months max(cause of snow and bad weather)so i should get some kind of break. I also was thinking , people who build their cars from the ground up might treat their cars with a little more respect knowing how much work they had to put into their car.

767Jockey · #2 (**permalink**) 08-03-2007, 06:36 PM

Robbin,
This thread is SO discouraging. My record was clean for years. One night while driving home from work at 3:00 AM, on a local stretch of three lane limited access highway whose speed limit was artificially forced down to 50 for revenue enhancement, I was ticketed for speeding. 3 months later I was at an unmanned ezpass tollbooth and the gate didn't come up. Again, it was in the wee hours of the morning, about 4:00 AM. After waiting about 5 minutes for help, it became apparent that none was forthcoming. I backed up to enter another toll lane, and a revenue (I mean police) officer appeared out of nowhere and ticketed me for backing on a controlled access highway. I was clean for years, and have had no accidents. However, now with two tickets in three months, now I guess I'm public danger number one, and I should just sell the Cobra rather than work my tail off to finish it since I likely won't be able to get insured due to my "terrible" driving record. Remember, we all speed, each and every one of us. Some have been caught, most haven't yet. Tomorrow is another day, and it may be your turn to support the local poor.

Midwest Classic · #3 (**permalink**) 08-03-2007, 08:06 PM

Quote:

Originally Posted by 767Jockey

Robbin,
This thread is SO discouraging. My record was clean for years. One night while driving home from work at 3:00 AM, on a local stretch of three lane limited access highway whose speed limit was artificially forced down to 50 for revenue enhancement, I was ticketed for speeding. 3 months later I was at an unmanned ezpass tollbooth and the gate didn't come up. Again, it was in the wee hours of the morning, about 4:00 AM. After waiting about 5 minutes for help, it became apparent that none was forthcoming. I backed up to enter another toll lane, and a revenue (I mean police) officer appeared out of nowhere and ticketed me for backing on a controlled access highway. I was clean for years, and have had no accidents. However, now with two tickets in three months, now I guess I'm public danger number one, and I should just sell the Cobra rather than work my tail off to finish it since I likely won't be able to get insured due to my "terrible" driving record. Remember, we all speed, each and every one of us. Some have been caught, most haven't yet. Tomorrow is another day, and it may be your turn to support the local poor.

When you are ready to insure the car talk to me and I will see what I can do. The ticket at the tollbooth was BS and I would have personally fought that one. I agree with you everyone speeds but knowing what is excessive is what someone has to be able to acknowledge. I drive about 75-80 a couple of times a week but it is usually in an ambulance with lights and sirens going. Kind of helps get that speed thing out of my system.

Midwest Classic · #4 (**permalink**) 08-03-2007, 08:11 PM

Quote:

Originally Posted by pmfranke

thanks, I 'm thinking something is wrong.I have an aggreed value of 35,000. i'm 52 ,clean record,ect. If they dont fix it i'll be shopping again. I live in truckee and only drive 5 months max(cause of snow and bad weather)so i should get some kind of break. I also was thinking , people who build their cars from the ground up might treat their cars with a little more respect knowing how much work they had to put into their car.

Most collector car agencies do give you a better rate and coverage than your standard coverage. The big concern with the person building their car from the ground up is how much experience do they have in building a car. If they are just using a video to learn to build a car, that to me is a little scary. I perfer the person that has bought the roller and either added the drive train or had someone else install it for him. I think those are probably a little safer.

lucforce · #5 (**permalink**) 08-03-2007, 08:26 PM

Quote:

Originally Posted by Midwest Classic

Most collector car agencies do give you a better rate and coverage than your standard coverage. The big concern with the person building their car from the ground up is how much experience do they have in building a car. If they are just using a video to learn to build a car, that to me is a little scary. I perfer the person that has bought the roller and either added the drive train or had someone else install it for him. I think those are probably a little safer.

See, this is an example of the perceived risk I mention. Who is to say that the car is any safer or better assembled because it was purchased somewhere rather than built in the garage. This is a ridiculous assumption.