Insurance cancellations

[fsstnotch]

I took this off another site, I guess insurance companies are watching! So my question... why would htey cancel insurance on these grounds? He hasn't done anythign wrong, didn't expect coverage while racing, and SCCA has their own liability... so why?

PLEASE READ: WARNING TO AUTOCROSSERS or other weekend racers

Hey guys and girls thought I would share with you what happened to
me yesterday.

I returned an urgent call to my insurance company (Geico) and they
informed me that as of the end of the month my insurance policy is
being cancelled. Why? I haven't had an accident. No moving
violations in several years.

The answer:

"We have found out that you have participated in time trial events."

I tried to reason with the lady, and explain to her that I haven't
even autocrossed with my Subaru (the car I have insured with them)
and that the SCCA has their own liability insurance for their
events. She told me it didn't matter there was nothing she could do
and that it was final as of 12:01 AM Jan. 28 2008 I would no longer
be covered.

I guess they searched results on the internet and found my name. I
have heard of this being a problem with warranties in the past but
after 4 years of autocrossing with my other company (Liberty Mutual)
I had never had a problem.

So I am writing here to warn all of you that if you have Geico,
cancel your policy now. They do not respect us for what we do, and
therefore I believe do not deserve a single dime from anyone.

I can see why they might hesitate with this issue as some people
can't leave it on the track, but the vast majority of autocrossers
are responsible enough to not do this. If anything we are lowering
the accident rate through improving our driving skills