HELP!! State Farm with Automatic 5% Premium Increase

[Iceberg]

I am with State Farm also, but my annual premium is only $200/yr. I insure all my other cars and home with State Farm and get all the discounts. 5% on $200 is only $10, hardley worth switching companies. I forgot to mention my State Fram Rep also owns a Cobra and we are both members of CACC.

[eschaider]

We quit using State Farm decades ago because of arbitrary increases for their take and decreases for our side of the deal. None of the 'little' changes were ever announced in advance to us and when we would discover them after the fact, their significance was always played down as incidental/inconsequential etc. This is the embodiment of the type of firm you should not want to do business with. I have no illusions about them being any different today than they were back then. Tigers don't change their stripes.

Ed

[Igofastr]

Originally Posted by eschaider

We quit using State Farm decades ago because of arbitrary increases for their take and decreases for our side of the deal. None of the 'little' changes were ever announced in advance to us and when we would discover them after the fact, their significance was always played down as incidental/inconsequential etc. This is the embodiment of the type of firm you should not want to do business with. I have no illusions about them being any different today than they were back then. Tigers don't change their stripes.

Ed

Can I ask who you ended up going with?

[McDoo]

Originally Posted by Iceberg

I am with State Farm also, but my annual premium is only $200/yr. I insure all my other cars and home with State Farm and get all the discounts. 5% on $200 is only $10, hardley worth switching companies. I forgot to mention my State Fram Rep also owns a Cobra and we are both members of CACC.

Here is a little known fact : With State Farm an agent
with a sizeable account base can take on an account that would normally not be accepted..IE Cobra as long as the customer meets certain account criteria. Rack all your insurance with the agent and if he is willing to take the risk...presto you got coverage...worked for me for years

McDoo

[Ronbo]

Originally Posted by McDoo

Here is a little known fact : With State Farm an agent
with a sizeable account base can take on an account that would normally not be accepted..IE Cobra as long as the customer meets certain account criteria. Rack all your insurance with the agent and if he is willing to take the risk...presto you got coverage...worked for me for years

McDoo

Very true, your agent can bypass "policy". When I hit the limit where I had to get workman's comp. for my company our agent got the policy pushed through. (State farm normally will not write workmans comp)