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05-17-2015, 09:40 AM
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CC Member
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Join Date: Apr 2015
Location: Dandridge,
TN
Cobra Make, Engine: 91Classic Roadsters
Posts: 16
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Not Ranked
Insurance
Does anyone have a good recommendation for insurance for a '91 CR? I currently have Hagerty for $450 a year .Hardly driven at all, but doing some upgrades ad plan to be back on the road soon. Thanks for any ideas.
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05-17-2015, 04:45 PM
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CC Member
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Join Date: Aug 2007
Location: Carlsbad,
Ca
Cobra Make, Engine: SPF 2932 with 438 Lykins Motorsports engine. Previous owner of FFR 5452.
Posts: 2,613
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Not Ranked
Where do you have your house and other cars insured?
__________________
Jim
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05-17-2015, 08:12 PM
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CC Member
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Join Date: Apr 2015
Location: Dandridge,
TN
Cobra Make, Engine: 91Classic Roadsters
Posts: 16
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Not Ranked
insurance
Erie, but I dont think they do kit cars
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05-18-2015, 04:12 AM
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CC Member
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Join Date: May 2012
Cobra Make, Engine: Classic Roadsters, '97 5.0L
Posts: 65
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Not Ranked
Check out American National CHROME ( Classic, Hot Rod, ....).
They cover classics as well as kit cars. They are even covering mine, even thought it is still a project.
Classic Car Insurance - Specialty and Collector Cars - ANPAC CHROME |
05-18-2015, 10:02 AM
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CC Member
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Join Date: Mar 2008
Location: Cincinnati,
OH
Cobra Make, Engine: Superformance, Roush 402R and CSX 6029
Posts: 210
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Not Ranked
I have Hagerty now but before them I had Erie. They did cover my SPF for a of couple years with no questions asked. I changed to Hagerty to get agreed value.
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05-20-2015, 10:16 AM
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CC Member
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Join Date: Apr 2015
Location: Dandridge,
TN
Cobra Make, Engine: 91Classic Roadsters
Posts: 16
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Not Ranked
insurance
Thanks for the input,it seems some old posts gave a number of companies but I cant seem to find it. Will keep looking. Enjoy your cars this summer.
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05-20-2015, 10:46 AM
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CC Member
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Join Date: May 2015
Cobra Make, Engine: Classic Roadster 351W
Posts: 12
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Not Ranked
I just insured my '92 through Midwest. 298 a year I believe with agreed value and unlimited miles.
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05-20-2015, 03:59 PM
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CC Member
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Join Date: Apr 2015
Location: Prescott,
AZ
Cobra Make, Engine: Classic Roadsters
Posts: 194
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Not Ranked
I have my CR covered by Allstate. I don't remember the premium but it's very reasonable. That could be because I also have other vehicles and home owners with them as well. The agent told me the coverage is for "current market value" and told me to keep recent detailed pictures on file in case of an accident. That way I'd have proof on the vehicle condition for a fair determination on market value.
Fortunately, I've never had to turn in a claim on this car so I can't say how "fair" their adjusters really are. I can say that it's a lot less expensive than the assessed value coverage I had prior.
__________________
Thanks,
Joel Heinke (early 90's CRL Cobra)
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05-21-2015, 07:17 PM
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CC Member
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Join Date: Apr 2015
Location: Dandridge,
TN
Cobra Make, Engine: 91Classic Roadsters
Posts: 16
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Not Ranked
insurance
Is this the Midwest from Illinois? There seems to be a few listed , Ill., Tn, Missouri etc
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05-21-2015, 08:03 PM
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CC Member
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Join Date: Jun 2013
Location: Sacramento,
Ca
Cobra Make, Engine: Superformance, 427SO
Posts: 389
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Not Ranked
I have an "Agreed Value" policy with American Modern Insurance on my SPF. They offered the best rate I could find here in the Peoples Republic of Kalifornia.
Ted
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06-07-2015, 06:38 PM
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CC Member
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Join Date: Apr 2015
Location: Dandridge,
TN
Cobra Make, Engine: 91Classic Roadsters
Posts: 16
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Not Ranked
insurance
Thanks for all the input. I got the same coverage from American Modern for 1/3 less than Hagerty. For the same coverage.
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