What are people paying for insurance?

[patrickt]

You also need to look at the coverages and amounts when comparing policies, you know, liability, collision, comprehensive, U/M, etc. You can't just look at the premium and the agreed value for a total loss. A better question might be "How much liability coverage do you carry on your Cobra?"

[rokndad]

And make sure it is "agreed value", not "stated value". Some companies may want an appraisal to get to an agreed value. With stated value, they can claim the car decreases in value every year, and can play games with a loss claim.

[vegasmike]

I am at $360 per year with a $500 deductible and max coverage which is what State Farm requires since I also have an Umbrella Policy with them. Agreed Value of $70,000.

Mike

[Ronbo]

See if you can get a $5k deductable.

Your really just looking for theft and if you wreck it it's likely totaled.

[bnewell]

$422 a half for $70K Agreed Value w/500 deduc. on collision. This is through Grange.

B.